Let's chat money! with cara ivy! from the ivy league, llc!

Happy holiday's to you & you's!

we wanted to chat with the expert about money! So we interviewed the best! meet cara ivy, at the ivy league, llc! were so excited to have her and get a few tips from a great expert! So we had a few questions for the expert:

How can we economically transition our closets as we transition into different seasons that require a switch up in our wardrobe?
 
I love the idea of having staple pieces in my closet.  Staple pieces are simple; they are items that can be worn in a variety of ways.  My favorite pair of jeans are a simple blue pair, but I can pair them with a cute cardigan, a tank, or a plain white t-shirt. With the right accessories, I have 3 different looks with the same pair of pants! I am also a fan of layering.  Take your favorite summer dress, pair it with a sweater or duster and you have a brand new look!
 
What are a few quick tips we can give the readers to prepare for the holiday season approaching?
 
Plan: When planning, determine what you want to purchase for your loved ones, and start searching around for the best price.  Consider all options like shopping online, in-store sales, and even using comparison pricing tools.  One of my favorite places to shop is Target and they offer a toy at 50% off each day during the holiday season. I often find the toys my children request; they are happy and I’m saving!
 
Consider shopping earlier in 2017.  Christmas comes the same date every year, and its ok to make holiday purchase in July or August. If you prefer to wait until later in the year, create a holiday section in your budget and be sure to make deposits as often as you can.
 
Budget:  Think about the items you want to purchase for loved ones, and ensure its something you can afford.  While we all want to shower our family and friends with the world, some pockets are limited. Be realistic.
 
How important is it to have a great holiday season without breaking the bank?
 
It extremely important. Don’t get caught up in thinking you need to go broke or max out your credit cards to purchase the latest gadget; we often find ourselves paying for gifts months, sometimes years later.While we all want to exchange and receive presents, it is important to remember the holiday season is about spending time with the ones you love. The holidays are meant to be enjoyed, and should not result in a financial strain.
 
Lastly, what healthy financial practices can families do together to build financial awareness early with their families?
 
One main exercise all families can do is communicated. We often fail to discuss money within our homes, which could lead us down unclear paths.  Sit down to discuss your financial goals and the outcome. Show your children how to budget, and how to avoid frivolous spending. Create contest surrounding earning and saving; everyone ultimately wins.  Cultivate an environment where your family can thrive and succeed financially.

Thank you so much Cara for these amazing tips!! if you have any further questions for cara ivy please connect with her:
Instagram @caralynn1227
Facebook The Ivy League, LLC.
Website http://www.theivyleaguellc.com/

we look forward to interviewing her again! please feel free to comment below!

stay chic,
Rodnesha ross!